Legal Information / Disclaimer


This Website is proprietary to Innovative Life Insurance Agencies Inc. (“Innovative Insurance Agencies”).

Site content

The information contained on the pages of this Site is subject to modification and update from time to time without notice.

Use of the site

The Site does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard. This Site is intended to be a brief illustration of the benefits available. All products and services shall be subject to the terms and conditions of any applicable agreements. Products and services are available only in jurisdictions where they may be lawfully offered for sale, and not all products and services are available in all geographic regions.

You agree that your use of the Site shall be on an “as is” basis entirely at your risk. Neither Innovative Life Insurance Agencies Inc., nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Innovative Life Insurance Agencies Inc. shall not be responsible for any detrimental reliance that you may place upon the Site or its contents whatsoever.

The Site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with an Innovative Life Insurance Agencies Inc. representative.

If you would like further information concerning Site contents or you wish permission to use, to reproduce, or to republish any Site contents, please email us.


Innovative Insurance Agencies is one of the leading Canadian sources of Personal Accident & Sickness
Compensation Plans for individuals, families and small businesses licensed to market and sell health
and life insurance in several Canadian provinces.